Dental Insurance

Our San Jose Dentist/Fremont Dentist Accepts

Patient Financing Plans

Regular dental care and hygiene checkups are important, which is why Dr. Lum, a San Jose Dentist and Fremont Dentist, wants to make sure every individual can afford to take care of their oral health. When you work with our San Jose dental office or Fremont dental office, we make sure you receive the best treatment possible.  We offer several options for patients to select from when paying for treatments, including dental insurance, credit plans, and Complimentary Benefits Check on the 1st visit.  We accept most PPO plans and are a network provider for several different insurance companies, including the following:



United Concordia

United Health Care

Delta Dental
Premier Access
Anthem Blue Cross




We can always file a predetermination to verify coverage of any dental treatment.  We also offer payment plan options available thru Care Credit.

Payment Options for patients in San Jose, Campbell, Los Gatos, Saratoga, and the Santa Clara County surrounding areas.

We accept personal checks, certified checks, and all major credit cards, such as the following:


If would like more information on payment plans, contact our dental office today at (408) 377-0953.

Brilliant Smiles Family Dental Care
Karl G. Lum Jr., D.D.S. &
Robert M. Lum, D.D.S., Inc.